25+ Starting Out
The habits you form now will set you up for the rest of your years.
You will need to get familiar with the Fund, complete some important forms and make a few decisions. It is important to become an informed member of the Fund. There are lots of ways to do this and places where you can get help when you need it.
| Step 1:
First things first: make sure you understand how the Fund works, your benefits and where to see your Fund balance. Contribute as much as you can each month. Start by building good habits now, as they will set you up for the rest of your years. By setting goals and sticking to them, you can make the most of what the Fund offers.
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Step 2: As you are still young and probably not tied down too much, take the opportunity to contribute as much as you can each month. It’s so much easier to save when you are young, before you have massive financial burdens and family responsibilities. Don’t let anything get in the way of your long-term financial planning. Pay your future self first! Read about the benefits you have in the Fund and how to maximise your savings |
Visit the BENEFITS menu item above. Click here to read about your contributions |
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Step 3: Complete your Family Register Form (very important) |
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Step 4: Read up about the Fund investments. |
Click here to read more about the Fund investments. |
| Step 5:
Now, make sure you know how and where to see your Fund Balance. And remember that if you leave the Fund, you have various options in terms of how to use this benefit – it is important to understand the tax implications of taking a portion of this benefit in cash. Remember, your decision cannot be changed.
Register on the Member Web to see your own values and how your Fund Balance grows |
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Step 6: Get help and advice to help you plan for your journey to retirement and understand your benefits |
Click here for contact details of financial advisors and benefits counsellors |
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Step 7: Stay on top of what is happening in the Fund |
Click here to read important communication from the Fund. |
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And just for fun! Become financially savvy and grow your wealth by playing our fun simulation |
Click here to read short, interesting articles on how to become financially savvy Click here to play our LivFin$mart Simulation
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